As a senior citizen, a large portion of your budget is likely spent on prescription drugs. Whether you have an actual illness or you take medications to keep you healthy, it’s no secret that they are expensive. There are a few ways to save yourself money on these items without sacrificing your health or your wallet.
- Talk to your doctor – Be honest with your doctor about the expense of your medications and how they are taxing to your budget. Don’t be embarrassed to ask for free samples of the medications or for generic versions of the medication. If you are uncomfortable talking about it with your doctor, you can ask your caregiver to handle it for you.
- Talk to the pharmacy – Each pharmacy has their own discount plans, but you might not know about them unless you ask. Some pharmacies offer discounts for seniors without insurance, frequent shopper plans and special coupons to help offset the cost of your medications.
When your doctor prescribes medication for you, it is not the end of your carefully planned budget. Talk with your doctor and pharmacy to figure out the most affordable way to obtain your medications. If you do not understand what they recommend or are uncomfortable having the conversations, ask your in-home caregiver to help you find the best deal.